Nelson & Kennard filed a lawsuit against us for a debt with Capital One. We have not received filing papers from them.

Asked over 2 years ago - Torrance, CA

We received a letter from a financial services company that stated a lawsuit was filed against us. I checked on the website, paid $4.75 to see if one existed. One was filed just 5 days ago. The lawsuit is called Collections Case (limited justisdiction). With a future hearing on 10/17/2012(collections-proof of service). We have not received a summons.

How do I proceed? And should I contact that financial services. They say they are not a collections agency, they service the public/not the creditors, and they specialize in out of court arrangements.

Attorney answers (3)

  1. Larry Dale Webb

    Contributor Level 9


    Lawyers agree

    Best Answer
    chosen by asker

    Answered . Nelson & Kennard files a lot of creditor lawsuits all over California. They are good at what they do. Eventually a process server will get around to serving the lawsuit on you. The hearing set for 10/17/2012 is set automatically by the court staff for the single purpose of proof of service, if the lawsuit is not served by the hearing date, the court will probably give them a short period of additional time to serve you or dismiss the case. When you are served a thirty day clock starts to run. If you don’t answer the lawsuit the Plaintiff is entitled to ask for a default judgment. If they get a default judgment they can use that to attempt collection, garnish wages and file liens. DO NOT LET THEM GET A DEFAULT. You have about four choices 1) answer the lawsuit, but you probably don’t have any defense, 2) pay what you owe, 3) settle; call Nelson and Kennard and speak with the attorney who has your case, they will do a reasonable (their point of view) settlement; or 4) file for bankruptcy. You should consult with an attorney about bankruptcy.

  2. Frank Wei-Hong Chen

    Contributor Level 20


    Lawyers agree

    Answered . I think what you received was a solicitation letter from a law firm who desires to defend you in the collections lawsuit which was recently filed against you.

    If I were you, I would not contact that company. You are better off either defending (or settling) the lawsuit with an attorney of your choice, or even on your own.

    Frank W. Chen is licensed to practice law in the State of California. The information presented here is general in... more
  3. Kevin Samuel Sullivan


    Contributor Level 20


    Lawyer agrees

    Answered . They will be serving you with the summons and complaint.

    I have handled cases against Nelson and Kennard.

    How much are you being sued for?

    Kevin Sullivan

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