Need a debt collection defense attorney

Asked over 2 years ago - Encinitas, CA

I am being sued by a collection agency and am in need of an attorney. This is very frightening and have no idea how to handle this situation. I live in the San Diego area. A free consultation would be very helpful. Thanks.

Attorney answers (3)

  1. Frank Wei-Hong Chen

    Contributor Level 20


    Lawyers agree

    Answered . Being sued is almost always a traumatic experience. You might need to file for bankruptcy if your other debts are substantial. Otherwise, because bankruptcy is a drastic measure, you should probably defend and try to settle the current lawsuit.

    You can search for attorneys in the San Diego area via Avvo at:

    Frank W. Chen is licensed to practice law in the State of California. The information presented here is general in... more
  2. Jerald Friedman

    Contributor Level 8


    Lawyers agree

    Answered . It is always scary when one is actually sued. But relax. These cases are not as bad as you originally think. The collections agencies just want to get the most money for the least amount of effort. So if you retain an attorney, they want to settle asap and are typically very generous with their settlements.

    Disclaimer of California Attorney
    Although the above response is believed to be accurate, it should not be relied upon as any type of legal advice because the information provided is incomplete. It is intended to educate the reader and a more definite answer should be based on a consultation with a lawyer. No attorney client relation is formed with me without a written contract.

    Jerald Friedman

    Disclaimer of California Attorney Although the above response is believed to be accurate, it should not be... more
  3. Eric D Ridley


    Contributor Level 14


    Lawyer agrees

    Answered . It's most important to remember to breathe, and not to panic, when you are sued. Your attorney has a range of options with which to defend, negotiate or argue your suit. Most debt defense attorneys will offer a free consultation ( all the ones I know, including me, do). Just find someone you feel comfortable with, and let that attorney take care of the matter for you.

    Mr. Ridley is a California Collection Defense Attorney, with offices in Ventura and Los Angeles Counties. He is also licensed to handle bankruptcy matters throughout the California Central District: Los Angeles, Ventura and Santa Barbara Counties. His phone number is (805) 244-5291, and his email address is . His website for more estate, bankruptcy and business information is .

    Eric Ridley can be reached at (805) 244-529, by email at, or at http://www.ridleylawoffices.... more
One or more answers have been taken down.

Related Topics


Bankruptcy is a legal way for people or businesses who are no longer capable of paying back their bills to clear these debts and start over.


There are different types of debt, but all involve one person (the debtor) owing money to another (the creditor). Terms of repayment are governed by a contract.

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.


Ask now

17,244 answers this week

2,322 attorneys answering

Ask a Lawyer

Get answers from top-rated lawyers.

  • It's FREE
  • It's easy
  • It's anonymous

17,244 answers this week

2,322 attorneys answering