They both are suing for the policy limits seperately. Please tell me how this cases are handled. The auto insurance settled the case when it happened. The police was not called by the person, as he seemed fine and there was no injury at that time. But they are claiming for a Rotater Calf surgery and claiming for the policy limits, now since 2 different people are suing, do i have to take care of the other person, how does all this work.
Did your insurance settle the claim two years ago on your behalf? If the insurance settled it, they should take care of this for you. I'm not sure how they are still pursuing you if the case was actually ssettled previously...unless the laws in CA are significantly different than they are here in OH. Good luck
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Personal Injury Lawyer
Your question is confusing because if her insurance company settled the case, no one should be making claims against her. When you say it was settled, who paid, and who was paid? The bottom line is if she's being sued, you need to give the papers to which ever insurer covered your wife at the time.
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Personal Injury Lawyer
It sounds like your company settled with one person in the other car, but not the other. The other person may have been working at the time of the accident, and recd workers comp benefits. The workers comp carrier has a right to sue your wife for the money it paid for the work comp claim, and the person has a right to sue for injuries he/she suffered. Turn this over to your ins co, as they will defend the case. if the people suing are not willing to accept the policy limits, or if your company isnt willing to pay the policy limits, you shpuld seek independent counsel from an atty other than the atty hired by the ins co to defend you. You could have exposure to over the limits judgment, depending on how much coverage you have.
Call your insurance company again. The company should defend these claims, unless there were unusual circumstances. The insurance company would not normally have exhausted the limits of available insurance while there were other persons with claims against you, and if it did, it probably should not have done so. Your insurance company would normally defend these claims, if not, hire an attorney to review the entire situation.
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