My wife files Chapter 13 Bankruptcy to avoid paying a lump sum of $30,000 What should I do to protect myself.

Asked over 1 year ago - Hollywood, FL

Wife divorced me, judge ruled that she should pay me $30,000 lump sum plus return certain items . -She filed for bankruptcy Chapter 13. The MEETING OF CREDITORS was 6-23-2013
I have two weeks to file an objection. Wife has in access of $300,000 in her retirement fund

The judgment of dissolution is non DSO obligation, since court ruled no alimony was needed
Section 523a09150 does not apply to Chapter 13's

What should I do?

Attorney answers (4)

  1. Jeffrey B. Lampert


    Contributor Level 19


    Lawyers agree

    Answered . Chapter 13 cases can be very technical. Perhaps you/your attorney will be able to object based upon the failure to properly list assets, or failure to properly reflect her living expenses, or failure to comply with the Bankruptcy Code.

    The problem is, the Bankruptcy Code does permit a payment for equitable distribution to be discharged after a debtor completes payments under a Plan. You may not be able to avoid your ex from escaping the full amount of the equalizing payment.

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  2. Christine B. Adams


    Contributor Level 20


    Lawyers agree

    Answered . Her retirement funds are protected by bankruptcy exemptions. You should contact an attorney so you do not blow the deadlines. $30,000 is worth an attorney to you I assume. You can find collection attorneys in this web site in your area that can represent you for the objection.

  3. Dwayne M Farnsworth

    Contributor Level 14


    Lawyers agree

    Answered . You are correct that your ex-wife may be able to discharge the $30,000 that she owes to you in a chapter 13 bankruptcy proceeding. This is assuming that she completes her chapter 13 plan payments. Your objective, along with a competent legal representative, is to find some defect in her chapter 13 plan, her schedule of assets and liabilities, her ability to pay more to unsecured creditors, or her eligibility to be in a chapter 13 bankruptcy at all. You'll need to challenge this bankruptcy on a technical level, because the law is not going to protect you here. Good luck!

  4. Brian Crozier Whitaker

    Contributor Level 17

    Answered . If the 30,000 constituted an award to you of a portion of her retirement, an argument could be made that it is not a "debt" and that the asset should be transferred to your IRA forthwith.

Related Topics


Bankruptcy is a legal way for people or businesses who are no longer capable of paying back their bills to clear these debts and start over.

Chapter 13 bankruptcy

Chapter 13 bankruptcy is called a wage earner's plan because it lets people who earn an income repay their debt (all or some) over time and keep their property.

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