My wages are being garnish by a finance company.

I'm not sure I fully understand your question, but it sounds like there was a Judgment [Court Order] issued against (or entered into by consent) you - basically the only means of obtaining an enforceable [Post-Judgment] Garnishment - and you want to know if the amount of the Judgment [and in turn, the Garnishment] must be identical to the amount of the alleged debt as reflected in your Consumer Credit Report.

If my understanding is basically correct, I would note the following (generally speaking with the usual "this is not formal legal advice disclaimers): the contents of your Consumer Credit Report - including with respect to the debt at issue - are essentially irrelevant to the inquiry - and for that matter, are of no legal consequence except insofar as such pertain to a direct dispute as to the accuracy of same in the context of an Fair Credit Reporting Act ("FCRA") or related claim. In other words, a Credit Report is really nothing more than a compilation of [mostly financial] information collected by a private company [Credit Reporting Agency ("CRA")], for use by another private company [e.g. bank/lender].

So unless the issue at hand is related to a formal dispute as to the accuracy or completeness of the information contained in the Report - which, based on your question, does not appear to be the case - the contents are irrelevant. Thus, my informal answer is "No, with respect to claims that are not directly related to FCRA liability, I am aware of no legal authority or principle which mandates that the information [about a particular debt or otherwise] contained in a Credit Report must be identical to the amount as claimed in a Garnishment (or a lawsuit).

Moreover, I'm not sure I understand the phrase "the amount that was given to me by that company" in your question, because, as noted above, the "amount" was presumably determined by a judge or jury based on a calculation of the damages to which the Plaintiff [who, it must be assumed, sued you, the Defendant, in the first place to get the Judgment] was found to be entitled - having met its burden of proof to establish same. So there must be more to the "story", so to speak.

In sum, I would say that so long as the amount of the Garnishment has been accurately determined [typically comprised of up to 25% maximum of your earnings per pay period] based on the amount of the underlying Judgment, it is lawful. I would also add that with the exception of certain very limited circumstances, it is extremely difficult [in GA at least] to have a Judgment overturned or set aside [especially if it is one entered "by Default"].

Auden L. Grumet, Esq.
The Law Office of Auden L. Grumet, LLC