A police report was filed. My company instructed me to obtain two quotes. I did this. One for $1100 and the other for $1030. They stated they would take care of the damage. Now they want me to find out what my deductible is through my insurance company. They indicated they would pay the deductible. I do not want my insurance company involved, as my rates could go up. Isn't the company liable in full for the repair of my totally scratched up left side of my car? That's question one. Question two, is if they deny my claim, can I win in small claims court? Company is a 500+ convenience store chain.