My neighbor has a confirmed sinkhole. Can my insurance company cancel my policy when the sinkhole is reported?

Asked over 1 year ago - Lady Lake, FL

My insurance company will not pay for testing or repair unless significant damage is discovered. No damage is apparent so I would have to pay out of pocket for the testing. Should I file a claim even though I'm fairly sure it will be denied?

Attorney answers (2)

  1. Jonathan Hackworth

    Pro

    Contributor Level 16

    2

    Lawyers agree

    Answered . Your insurance company likely isn't necessarily telling you the whole truth about sinkhole testing because they want to avoid the cost of testing. Contact our office for a free case consultation to discuss your rights as a homeowner with a potential sinkhole. The law change has made it more difficult in some ways to make claims but many insurance company's are interpreting the statute in a manner wholly inconsistent with the intent of the statute to preclude folks like you from receiving the benefit of testing.

    This answer does not, nor is it intended to, create an attorney-client relationship or constitute attorney... more
  2. David J. McCormick

    Contributor Level 20

    2

    Lawyers agree

    Answered . You need to review your and see what it says about the sinkhole testing. Also ask your insurance company for a letter explaining why they will not pay for the testing. They usually do not like to put things in writing.

    If there is a sinkhole next door you may need to start looking for a new place to live.

    Good luck.

    DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being... more

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