A name error is an easy correction, and not fatal. You need to talk with the manager directly, and dispute the debt with the collection agency immediately. If they continue to pursue it, you may need to hire an attorney to put it to rest. Otherwise this could start to affect your credit, which you don't want to happen.
This answer is intended for informational and educational purposes only and should not be considered legal advice nor forming the attorney client relationship. This attorney is licensed in Texas.
No, this would not allow you to pay, but may be evidence that there quality control measures are poor and thus there accounting sucks as to the amount that they allege you owe. If you have other debt problems I would suggest a chapter 7 bankruptcy to clear you credit and give you a fresh start.
No, typing your name wrong will not get you out of a debt. First, you should dispute the debt with the debt collector. Write a simple, clear letter stating that you "dispute the debt" and request validation. Do no include any legal statutes or threats -- the letters that can be found online as samples are pretty often terrible. My advice is do not send out anything that makes no sense (sort of like it makes no sense that a misspelled name would mean no money owed.) Trust yourself on this.
Advising you of your best moves after disputing the debt is not simple. It really depends if you want and have the means to pay the correct amount or if you want to try and pay a negotiated lower amount or if you are broke and just want to do anything you can to pay without harsh consequences.
I agree with the other poster that potentially consulting a consumer bankruptcy attorney may be a good idea if the reason you didn't pay the amount you thought you owed before now was that you just do not have it.
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