My mother is 80 years old on a fixed income. she co- signed a student loan for my niece who has defaulted on the loan.

The agency has not bothered my niece but is sending debt collectors after my mother whose health is failing. What rights does my mother have? My niece is working and has never filed for bankrupcy. - Is this your question? Add additional information
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Lu Ann Trevino

Lu Ann Trevino

Contributor Level 8
I am not licensed to practice law in your state.

These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us.

Unfortunately, your mother is equally liable for the debt. You need to persuade the niece to honor her debt. Bankruptcy will not discharge the debt if this is a federal student loan.
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