I got sick and fell behind on my property taxes, my lender was notified by the county and paid the past due taxes adding it to my monthly payment. The second parcel has it's own parcel number and deed. My mortgage contract only includes the larger of the two parcels, the lender does not know this lot has separate parcels and deeds. I need to pay the past due taxes on that parcel which is in my name. The home, pool and yard overlap both parcels. I am 30 days behind on my loan and the lender will not work with me, can I use this as leverage or is there a legal loophole that would allow them to be lienholder on both parcels? The parcels were separate before I moved in Thanks