That's all a good question. But it depends.
Did she take out the loans or did you? If she took out the loans, signed them for herself, and your SSN and your identity are out of the loop, then probably no you won't have to pay it back. Does that mean you're in the clear? No.
Free Application for Federal Student Aid (FAFSA) is the initial application. The next question is: were there student loan checks issued? Did she receive any money?
See there are a lot of missing pieces here. So no clear answer for you without more facts.
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I practice in the field of student loan law in the Los Angeles area.
Under federal regulations, you may be eligible for a discharge of your Direct Loan or FFEL Program loan if your loan was falsely certified because you were a victim of identity theft.
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