When the accident happened, the insurance company asked him to go the the hospital to be checked and they would pay. They provided a claim number which my husband used at the time of service. The insurance company never paid the bill and we have been sent to collection and had to go to court due to this. The insurance company will only pay the $177 and not the court fees, which are now over $600. What are the legal rights to having the insurance company pay the full bill? The insurance company issued a check recently payable to my husband and the hospital, but the hospital will not accept it, since it was turned over to collection and the court.