Unless you had a lawsuit filed within 5 years of the auto accident , you are too late to file. It is possible the insurance company just sat back and waited until the statute of limitations expired. Please tell me your case is in suit and that you had or have an attorney. If not, you are out of luck.
usually, there is communication with the insurance company. if they havent communicated with you and you didnt retain an attorney to protect your rights, your claim may be gone. contact a local attorney to further advise you.
This is a disturbing inquiry to read. It is precisely why injured people need to consult with an attorney as soon as their health and circumstances allow. Your question does not detail whether or not you retained an attorney, if suit was filed, etc. My colleagues are correct in that if a suit was not filed, your husband is well past the Missouri Statute of Limitations for this type of personal injury claim.
Did the at-fault driver's insurance company lead you to believe that they would settle? What representations were made? You really should call an attorney locally and get advice once you have fully informed them of all of the details.
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