That really depends on a number of factors. I am a New York attorney and do not practice in PA, however, the Median Income Figures to qualify for a Chapter 7 Bankruptcy in PA are about $53,000 for a two person household. Now that doesn't mean he cant qualify. Even if he doesn't qualify for the first part of this test, Standard IRS deductions (House, Car, childcare) could get you there. We'd also have to know how much you earn, if any, and if any other people live in the house. Your safest best is to go to a recommended Chapter 7 attorney in your area and ask them during your consultation. I will say many people are able to file for Chapter 7 even if their income is above the limit I just listed above. Good luck to you.