I wanna do so to be able to assume the loan. How and where do I do that... can it be done without a lawyer? because I am in a very bad financial situation. in order for me to pay the loan I need the house to be under mi name.
I am desperate! My house is supposed to go for auction in a month... I need help!
Family Law Attorney
Why is it going to auction? Have you missed payments? If so, putting the loan in your name will be difficult and probably futile. See a probate attorney in your area.
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Estate Planning Attorney
I assume it is under foreclosure if it is going to auction.
Is so-if you can not catch up the payments-it does not make sense
to get the loan in your name.
The answer given does not imply that an attorney-client relationship has been established and your best course of action is to have legal representation in this matter.
Wills and Living Wills Lawyer
You need to do a probate proceeding, and you need to get started now. If your house is going to be foreclosed on next month, you've already waited way too long. While it is possible to do this without a lawyer, that is not a very good idea.
Lawsuit / Dispute Attorney
You need an attorney who practices in probate. Depending on the situation with the foreclosure you may not want to get title.
There is no substitute for the professional advice of an attorney who knows your case and represents you. My post is not, and may not be relied on as, legal advice and does not create an attorney-client relationship. Best wishes for a just and expeditious resolution.
It is likely much too late with a sale next month to probate his estate and assume the loan. This should have been started months or years ago. This is even assuming you have sufficient credit and income to qualify to assume the loan; which it does not sound like you do.
Currently you have zero liability to the bank, so assuming the loan would put you in an even worse financial situation that you are already in.
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