Back in Oct 2008 my husband went down to NJ for our nephews' funeral. He had been killed in a car accident the week before. I was unable to attend. He brought his sister and a neice and nephew into NY city to get them away from the whole thing for a while. While going over the GWB (towards NY) car #1 cut off car #2 who then spun and slammed into us (car #3).We did nothing wrong. Apparently there was a child in car #2. Now the parent of this child is suing myself and hubby for unknown amount of money. The bad part is about a week after the accident I get a letter stating that we were not insured because a payment got lost in the mail and we had 30 days to reinsure or we become unregistered. So now I have no insurance CO. to fight this and I have no way to go to NY to answer this.
You should contact a New York personal injury attorney immediately so that you can make an educated decision on this important matter. Failure to submit an answer in response to a lawsuit can have horrible ramifications. The fact that you were uninsured on the date of the accident is bad, but all is not lost. Most attorneys do not like to pursue cases where there is no insurance coverage. However, if you own a home, an attorney may pursue the case and attempt to file a lien thereon.
Feel free to call me if you'd like to discuss this in greater depth.
You should at least seek a consultation with an NY attorney so you know what your options are. Don't ignore the case. Good luck.
The author of this post is licensed to practice law in the District of Columbia, Maryland, and Virginia. This post is intended as general information only, and is not provided as legal advice in connection with any specific case, and does not create an attorney-client relationship.