We had to rent a car, had alot of pain and I went to the ED, X-rays, with brises to my breast bone. We were on vacation but could not do what we had planned to do because we were recovering from the pain. We are 700 miles from home, no family in this area, and feel we are getting the run-around by the other drivers insurance-they do not return our calls. Can we collect for pain and suffering? Can we collect for time lost even when on vacation? We have planned for this vacation for over 6 months and now cannot enjoy it.