my gym will not cancel my membership unless i am disabled or relocating 25 miles or more away from the gym what do i do ?

You need to look at the contract for your membership. It is likely that your contract provides that you can only terminate the membership if you relocate or become disabled. If this is the case, then your only option is to pay the fees for the remaining term, or try to negotiate a lump sum payment - which should be discounted from the remaining fees because of your early payment.

Next time read your contract before signing it and ask about the termination fees (or ask to have one included).

This answer is for informational purposes only and is not intended to be legal advice nor does it establish an attorney-client relationship. Please consult a local business lawyer to obtain legal advice that is tailored to your circumstances and facts. Good luck to you.