Answered
September 07, 2012 18:15.
No, you are not "covered" if it is your dog. The owner of the dog is responsible, not the landlord who simply allows you to have a dog in your apartment.
Dog bite cases can be very expensive and because owners are strictly liable, even minor cases are worth 1000s of dollars. Even if the landlord's insurance covers it because the landlord was in some way negligent the insurance company will come after you as the owner for whatever they paid out.
You are not in a good position. Hopefully, you have renter's insurance or the injuries are very minor or no claim will be made.
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