A police officer backed into my car with his cruiser on a one-way street. I don't know why... Anyhow, I know police are protected by these types of things and the city is only required to pay me the deductible on my insurance policy. Or so I thought. They sent me a letter in the mail to sign and return. Its a "General Release" form, binding me legally so that I can not receive further money for this incident.
My question is: If the police are already protected, why would I need to sign the form? And if its required of me to sign the form, is there a way that I could get more money through some other means? The damage to my car came to nearly $1200 and I don't want to have to go through my insurance company if it isn't necessary.
