He's been honest about his debt since we got together 2 1/2 years ago. We all make mistakes and I am happy to work with him to get him out of debt. On the other side, I have a 4 yr old I must put before myself and I want to know that should anything happen in marriage (like he dies before the debt is paid, etc) that I would not be responsible for his debt so that I am financially okay to provide for my child. We live in Ohio, which is not a community property state, so I know I don't have that to deal with. We currently live together, but have no accounts, or own anything together. I do believe we can marry and just keep our money separate and file returns married/filing separately. He is afraid of marrying me cause he thinks the IRS will come after me for his debt, but I disagree and need some sound advise.
