I cant remember if I had a Bank of America account.they said that I owe $19.000. They are trying to collect on this debt. They won`t take the freeze off my account until I make arrangements to pay something on this account.I don`t owe the government anything, no student loans,no taxes nothing.
If you owed the bank money by using a credit card with that bank, then you may be liable to that bank and they have the right of offset to monies you have on account. If a credit card company took a judgment against you and cut a writ of garnishment against your bank account, then you need to talk with a bankruptcy attorney about using the federal exemptions to keep the property.
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