i live in ny. i was on the back of a motorcycle with my friend. he got off and i was trying to get off when i stumbled and put the motorcycle in gear n it sliped from under me and hit a about 5 feet away. the lady came and looked at the damages and it was only the liscens plate and i told her i would replace it. she didnt call the cops when we were there but waited til after we left. about a month later i got a call from the police.now she claims that the damages equal 700 dollars. what can i do