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Motorcycle accident, my passenger was injured. My insurance wont pay whole medical bill. Can she sue them and could they sue me?

Long Island City, NY |

No other vehicles were involved and no property damaged. If she tries to sue them, can they try to sue me for the damages? I was going between 65 and 70 on a 65mph speed limit. My motorcycle is registered, but the inspection was out of date. I haven't got the police report yet but I think it's a no fault accident. Also just for my knowledge, could she easily sue me directly?

Attorney Answers 3


I believe motorcycle passengers get no fault insurance coverage so she can sue or arbitrate with your carrirt over the bills. She can also sue you for pain and suffering, lost wages, etc. If she gets no fault insurance then she has to show serious injury as defined in the Insurance Law to sue you.

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She has a claim against your insurer. If her damages exceed the amount of available coverage, she has a potential claim against you.

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I tend to agree with the responding attorneys. You should contact your insurance carrier to understand your policy and what the legal implications are of said policy. Best of luck.

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