Mom died Dec 09 and her husband May 09. House (St. Petersburg -Pinellas) was and still is in foreclosure. I sent mortgage company/collector (Ocwen) death certificates and now they and some lawyer in WPB, are naming the estate, heirs, spouses and ME in their lawsuit. There was no will, no probate and no personal representative. Can I be held accountable for my mom's debts? She had no money expect $500 in her bank account which had my name on it and used this money for a simple cremation. NO insurance either. I told the mortgage company that the house is vacant and it is all theirs. It's over mortgaged by $65K, $0 equity and falling apart, needing $20k in repairs. I have a brother & sister, so are they also on the hook if they can hold us responsible? I recently found the quick claim deed and wonder if that is all they want. Thank You