After seeing the IME Doctor, what could happen next with the claim ?
The claimant already has 4 Top Doctors that specialize in their type of injuries (Very well documented) That have stated surjury may not help all of the injuries that the claimant has since the accident, after seeing the IME Doctor (only 1 , that is allowed) , what could happen next with the claim?
They are trying to verify the injuries incurred and their ramifications. I would suggest engaging an attorney for a few hours to discuss the case, it's value and to review the proposed documents.
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8 lawyers agree
Personal Injury Lawyer
I would encourage to seek local counsel. In California these IME really defense medical exams are common. They are ostensibly used to evaluate injuries and damage claims of a claimant, more often than not they are biased. It is my general practice not to allow a client to attend an IME without me or someone else present. Depending upon the seriousness of the case and injuries I have hired medical personnel to attend and observe.
If the claimant is hurt, he or she, I would strongly recommend that they retain counsel before attending any IME.
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Car / Auto Accident Lawyer
You see a doctor your insurance carrier selects who likely will say you are not injured or not very injured thereby minimizing the value of your claim. You know you are hurt but their doctor says differently. Now what? I guess you can just accept their evaluation and if they offer you some money --offer you money that you paid for when you purchased this additional insurance--you simply accept it and move on.
That does not sound very good to me. How about you?
You need to hire your own lawyer to protect your interest. Your lawyer will challenge any negative report from their doctor and in the end you will be in position to get what you paid for and more money than you can get on your own. Look they like to call it an IME--an independent medical examination. There is nothing independent about it. They are picking someone they know and pretty much know what the report will say.
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Personal Injury Lawyer
Even though Gerald and John are correct, I tend to take a darker view. Michigan has no bad faith laws to protect against abuse and claims adjusters routinely use the same doctors over and over again as a way of cutting off no fault insurance benefits. Here is a blog I wrote that has more information on how IMEs are used: http://www.michiganautolaw.com/auto-lawyers-blog/2011/03/26/why-insurance-company-ime-exams-are-no-laughing-matter/
6 lawyers agree
General Practice Lawyer
This is something to be worried about. Most IME are done to claim that the claimant is cured or its in their head. I would be very cautious. They do not need an IME to "verify" injuries if there is already 4 top notch doctors that they can rely on. Usually the IME is their "@#$@" to discredit the claimant.
4 lawyers agree