My father passed as a a result of an improper surgical procedure. The insurance company has agreed to settle out of court and pay the policy limits to avoid the filing of a suit. I am my father's only child and have been appointed the representative. My grandmother is the other beneficiary who has a severe problem with gambling. Her brother passed a few years ago and she inherited $30,000. She went to various casinos and depleted the money within 2 months. I fear that with a larger amount (six figure settlement) she will do the same. As the representative, what legal rights do I have to enforce that she receive structured payments on a monthly basis. This money was a result of the death of my father and I wanted to ensure that it is used properly.