No you may not keep it indefinitely, the test is one of "reasonableness"; which goes both ways.
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If it is totaled, then you should get the value and reasonable rental value. find a new replacement as soon as possible.
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The time you can keep your car is determined by your insurance contract. Normally, You can keep a car during the reasonable time it takes to get your car repaired. If your car is totaled, then the insurance adjuster will say that you can keep the car until the end of the day in which you are contacted with tyhe offer to total your car and they tell you how much you will receive. If the FMV of your car is less than the cost of repairs, they will go ahead and total your car and they will tell you to return the car as of that day, because they will not make any payments as of that date. If you were rear ended, it is possible that you suffered personal injuries. See a PI lawyer in your jurisdiction and follow his advice. Best of luck
This answer is provided by California Accident Attorney Manuel A. Juarez, Esq., 510-206-4492. Abogado de Accidentes de Autos de California: 510-206-4492. Abogado de Lesiones de Accidentes de Autos, provides answers of a general context. These answers are not intended to form an attorney client relationship. Oakland Abogado Accidentes Autos, Abogado de Lesiones Personales, Abogado de Accidentes de carros, Abogado de accidentes de Peatones, practices in Antioch, Berkeley, Concord, Oakland, Hayward, Martinez, Newark, Richmond, San Francisco and San Rafael. El abogado de lesiones y heridos en accidentes de autos, is licensed only in California. This information is good only in California and it is not to be taken as legal advice on car accidents, personal injury, divorce, bankruptcy or in any other type of situation. Esta respuesta es del Abogado de Accidentes de Autos, Abogado de Lesiones Personales, Abogado de Heridos en Accidentes de carros, Manuel A. Juárez, 510-206-4492. Abogado Hispano de Accidentes, Abogado de Divorcios, Abogado Latino de Accidentes, Abogado de Accidentes de Oakland, Hayward, San Francisco, California. Estas respuesta son solo para información general y no consisten en consejo legal sobre divorcios, mantención de esposas, mantención de hijos o bancarrotas. Las respuestas son comentarios legales que no forman una relación de abogado y cliente. Manuel Juarez, Esq., esta licenciado solo en el Estado de California.
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