Skip to main content

Life Insurance question....

San Antonio, TX |

Do you have to tell the person that you have a life insurance police and they would get XYZ when you pass away. Is there a law that makes you tell them?

Thank you.

+ Read More

Attorney answers 5


No, but consult a probate attorney so that he or she has the whole picture.


There is no law or duty to disclose that information, but I would recommend that you let them know so neither party has to dig and search to complete payment of the benefit when you are no longer around.
Also, always remember that a contract (like a life ins policy) trumps a will. If you leave all to all kids equally in the will but have life ins to one child, the life ins proceeds go to the one child with no duty to share.


I agree with my colleagues. I wonder if you worry that the beneficiary might try to expedite your demise.

Exchange of information through Avvo's Questions forum does not establish an attorney-client relationship with me. That relationship is established only by individual consultation and execution of a written agreement for legal services. See for more information.



I know, I watch a lot of television.... one can never be too sure these days.




There's no duty to tell the beneficiary about the policy. However, if they are unaware of the policy, they may have a hard time collecting the proceeds.

Wills and estates topics

Recommended articles about Wills and estates

What others are asking

Can't find what you're looking for?

Post a free question on our public forum.

Ask a Question

- or -

Search for lawyers by reviews and ratings.

Find a Lawyer