had wreck on june 16 2012.got police report on the 18th of june call state farm made a claim,got a lawyer because adjuster was veery rude,got property damage money on july 23 2012,finished chiropractice on august 21 2012,lawyer sent the demand letter on october 2 2012,adjuster receive demand letter october 5 2012.
There is no way to tell. Your lawyer needs time to try to settle it and if he cant settle to file suit. If you are no longer treating and have no more physical problems that need medical attention, your case is limited in damages. In any event talk to your lawyer about the negotiations.
Look at the demand. Generally, your attorney will impose a specific time in which they must respond. They do not always follow these deadlines so filing suit may follow if they cannot settle the matter. Delay, deny and defend...that's most insurance companies unspoken mantra so suit may have to be filed in those cases.
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