The letter is probably from the insurance company for the at fault party. It is just as the letter says. You must either settle the claim or file a lawsuit within two years or you lose all of your rights to present a claim..
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They are informing you of the time that you have to file a lawsuit. However, the best thing to do is hire a lawyer. We will typically walk you through the whole process with minimal stress.
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The letter is informing you of the statute of limitations in CA for personal injury claims. You need to file a lawsuit for your injuries or settle with the insurance within two years of suffering the injuries.
Consult with a personal injury attorney.
It is straight-forward---unless you settle your claim or file a lawsuit before two years---your claim will be forever barred.
You need to consult with a lawyer on this. Most people cannot litigate a case on their own and often mis-file the important papers before the Statute of Limitations runs!
Best of luck!
If you were in fact injured as a result of the auto collision and have incurred medical and other expenses to treat for your injuries you should consult with a personal injury attorney without delay.
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The letter refers to the California statute of limitations on Car Accident personal injury lawsuits. As the letter explains, you have 2 years to either settle the matter or file a lawsuit. Often people who try to represent themselves end up digging themselves into a deeper hole after dealing with compounding medical bills and misfiled papers. I have represented over 2,000 clients over 20 years of practicing auto accident personal injury law and I cannot begin to explain the difference in results when people hire an experienced attorney from the start. I wish you the best of luck.
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