I was entering a contract that included taking on a loan. An article I read about travel clubs had warnings and tips. It mentioned that they could not accept or ask someone to postdate a check or credit card payment. I am not familiar with any laws in regard to this. The article said companies can't postdate because a costumer not being able to pay up front is a sign that the person may not be able to actually pay the loan. When I did not have enough money up front, they told me I could postdate. Is there a consumer law that applies to this? I am in Indianapolis now, but the company this involves was in Dublin, Ohio.