Townhomes are the same as condos under the law for all intents and purposes. There are no specific provisions that mention townhouses separatley from condos. Unpaid assessments may result in the condo association taking serious legal action, and they are often more aggressive than the Lender. Please beware. Condo associations typically hire attorneys to monitor foreclosures related to a property under their supervision. Our Firm specializes in foreclosure defense litigation. Please know that you have rights.