I was rear ended and the driver was arrested after blowing a .16 at the scene of accident. My daughter and I both went in the ambulence and while arent ready to settle due to therapy ...it appears my rotator cuff might need more..I was wondering if this effects how much I should settle for? I havent gotten a lawyer yet..was waiting to see what they offered. We have settle my car part..it was totalled and the adjuster tossed out "this kind of accident runs about 15 to 20 thosand...' which surprised me. The owner of the car (it was a company truck she wasnt driving she lent it to an employee) actually came to my house to see if I was going to sue her..she said her limits were 150 and I just feel so confused by what I thought would be a simple settlement.....any thoughts on amounts..