Is my husband (we are separated, not legally) responsible for my real estate loan. My name is on the loan, his is on the deed

Battle Ground, WA Viewed 38 times. Posted 24 days ago in Real Estate

I live in Washington state, recently separated from my husband, but not legally. My house loan is in my name and I got the loan before we were separated by 4 yrs, his name is on the deed not on the loan. Having difficulty making my pmt, if I default on the loan, will my husband be responsible financially for paying it?

Answers (2)

Shawn B Alexander

This attorney is licensed in Washington. Posted 24 days ago.

Because this a community property state both of you have an ownership interest , however for the facts you presented only your interest is encumbered by the loan , which if factual is an unusal circumstance. Your Husbands interest in the home could be jepordized if you are in default and the bank begings foreclosure procedings, he would be notified and have to defend his interest at the trustees sale.
You should seek out a family law attorney in your area at once.
Good Luck.

Vivian Godwin

Posted 22 days ago.

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