Expert Advice When You Need It Most

Is my husband (we are separated, not legally) responsible for my real estate loan. My name is on the loan, his is on the deed

I live in Washington state, recently separated from my husband, but not legally. My house loan is in my name and I got the loan before we were separated by 4 yrs, his name is on the deed not on the loan. Having difficulty making my pmt, if I default on the loan, will my husband be responsible financially for paying it?

Save

Attorney answers (1)

Reputation Level 19
Because this a community property state both of you have an ownership interest , however for the facts you presented only your interest is encumbered by the loan , which if factual is an unusal circumstance. Your Husbands interest in the home could be jepordized if you are in default and the bank begings foreclosure procedings, he would be notified and have to defend his interest at the trustees sale.
You should seek out a family law attorney in your area at once.
Good Luck.

Other answers (1)

No photo

Vivian Godwin

Hello,
I'm Vivian, a female. I picked interest in your advert in www.avvo.com, I want to invest in real estate properties. Contact me back so that we can discuss more better in details, (viviangodwin2009@hotmail.com).
I awaits your quick response,
Have a nice day
Vivian.
1 person marked this answer as good

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.

 
Ask now