when I was working housing (hud subsidy) was taking 30% of my income now a friend told me I should only be paying 10% because by law you are not suppose to take out a lot from disabled peoples income. Is this true?
I'm no longer working and receive disability benefits so can they only take out 10% for housing costs?
Guardianship Law Attorney
If you are in HUD subsidized housing, you are paying a set percentage of your income for your housing regardless of the actual fair market value of the housing. That is itself a disability benefit.
There are statutory restrictions on who can take money from your disability income, all directed at creditors who are trying to collect money that you owe to them. That does not apply to the payments you are making for your housing, because that is not a collection action -- you are getting housing and you are paying a reduced rate.