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Is it legal for my credit union to charge me for collaeral insurance and I already have car insurance?My credit union is charging me an extra $8000 for collateral insurance, but my car was already insured, they will not take it off because I didn’t have them as listed as a lien holder on my insurance policy. I since changed my policy and my current one has them as a lien holder, is this legal? Attorney answers (0)No Attorney answers yet.Most questions get answered by a lawyer within a few hours. Until then, the questions below might help you. Related Questions1 Attorney answers: 
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