The law varies from state to state, but there is a concept known as negligent entrustment, which holds the owner of a vehicle responsible for the acts of a permissive driver if the owner knew that the permissive driver was an unusually bad driver or shouldn't have been driving for some reason or other. Check with an attorney in your state to find out if a cosigner can be considered an owner of the vehicle under Ohio state law.
Is the cosigner on the vehicle title? Negligent entrustment theory can sometimes hold owner responsible. A free consultation with a car accident lawyer in your state would be in order.
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