Is Bank Accountable for their actions- Mystery Shopping Check Scam

Asked almost 2 years ago - Lexington, KY

1- We were accepted as mystery shoppers. 2. Took the check to the bank and deposited it, They let us get $1000, put the check on hold for 3 days, They stated it had cleared the next time we went back. I asked and had this clarified twice. So we deposited the other two, since the one was from the same person and still under the impression THEY HAD CLEARED this is what the bank stated. no problem they put the other two checks on hold, THOSE CLEARED so they said when we were ready to withdraw monies out my husband asked them why they had just said something different to us 3 days before, she goes in back, comes out and says now they are putting checks on hold for 7 days and that they needed to verify if checks or good or not, they said this was for bank/ consumer protection just in case

Attorney answers (1)

  1. Robert Louis Feliciani III

    Contributor Level 13

    Answered . What actions are you referring to? They are permitted to hold any check until it clears.

    This answer does not, nor is it intended to, create an attorney-client relationship or constitute attorney... more

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.


Ask now

22,280 answers this week

2,815 attorneys answering

Ask a Lawyer

Get answers from top-rated lawyers.

  • It's FREE
  • It's easy
  • It's anonymous

22,280 answers this week

2,815 attorneys answering