Is an automobile lien holder liable in an auto accident?

Asked over 2 years ago - Los Angeles, CA

I have a lien on someone's automobile. If that individual gets into an auto accident that is his fault and gets sued, could I in any way as the lien holder on the vehicle become liable for damages that occurred in the accident?

Attorney answers (5)

  1. John Elliott Leighton

    Contributor Level 10

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    Answered . Generally, no. But you need to speak with an attorney in your jurisdiction, California. Each state treats the law of auto liability differently.

    Usually the registered owner and driver have liability (depending on the state and circumstances, one will be primarily liable and the other secondary). Usually a lienholder is not liable, but you should check with a lawyer and find out if you are an additional insured on any insurance policies covering the car or driver.

    The information provided herein is not intended to be legal advice and no attorney-cloient relationship exists as... more
  2. Kevin Samuel Sullivan

    Pro

    Contributor Level 20

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    Answered . Probably not, since you are not the owner of the vehicle and just maintain a lien on it. Contact a local lawyer to discuss with them. Good luck.

  3. Steven Mark Sweat

    Contributor Level 19

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    Answered . Probably not. You would have to either be the registered owner or the driver to be liable.

    Nothing in this communication should be construed as creating an attorney client relationship. This is for... more
  4. Joel Jay Kofsky

    Contributor Level 14

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    Answered . I am unaware of any instance where a lien holder can be responsible for liability solely due to an economic interest.

  5. Christian K. Lassen II

    Pro

    Contributor Level 20

    5

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    Answered . Unless you are an owner, there would not be liability.

    Licensed in PA & NJ. 29% Contingency Fee. Phone: 215-510-6755 www.InjuryLawyerPhiladelphia.com

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