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Is a wife responsible for her husband car payments if his name is the only one on the loan and he passes away?

Saratoga Springs, NY |
Filed under: Debt Spousal debt

My husband has a car in his name and my car is in my name. He has a couple of credit cards in his name only also. He was just diagnosed with cancer and I'm wondering if I will be held responsible for his bills if something happens to him. Neither one of us has a will either and he has two sons from a previous marriage.

Attorney Answers 1


If you did not co-sign for his debts or gaurantee them then you will not be held responsible. Medical bills that are not reimbursed are another issue. The lender will reposses the car if he does not make the payments and thy will seek reimbursement from the deceaseds estate. It does not matter if there is a will or not.

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