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Insurance lapse, while caught speeding.

Asked about 3 years ago - Cincinnati, OH

I received a speeding ticket, and did not have an insurance card that was valid. When I purchased the insurance, I was under the impression that the payments would be deducted from my bank account each month. When I called to get a new card, they informed me that I had only paid for one month worth of insurance. I never did receive any notice of this. I now have paid in full for 6months worths of coverage, but what do I tell the court now that I did not actually have insurance for over 6months. I have no prior instances of this, and I only have a total of 6 tickets in the last 14 yrs of driving.

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Attorney answers (1)

Gregory Keith Boop

Reputation Level 9

Answered about 3 years ago. Litigation Lawyer in Cleveland, OH.

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You will need to produce evidence of coverage on the day of the ticket. Even if you had it set-up on a direct withdraw, and there was an error, it does not help. Now, there is an administrative appeal of the license suspension and there is a possibility of raising these facts in an appeal at the administrative level, but the court will just want to see an insurance card or proof of coverage on the date of the ticket.

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