I live in Michigan. I was involved in an accident on my driveway with a pedestrian. Can the injured persons insurance company come after me to reimburse them for the medical bills they had to pay to their insured because I had no insurance on my car? I have received 2 letters so far from his insurance company claiming I owe the insurance company for the medical bills because my car was not insured. Are they buffing or can they come after me for the money?
I doubt they are bluffing. The pedestrian's medical coverage obviously has a subrogation clause which states that they have the right to pursue you in the event you cause injury for which they have to pay their insured, the pedestrian.
I suggest that you attempt to work out a reasonable amount and payment schedule to satisfy their claim. Hopefully you have now obtained insurance for your vehicle. No one should own or operate any motor vehicle without maintaining adequate automobile liability insurance coverage on it at all times.
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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
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