Though we pool all our money and always have, I currently have reasonable credit well on the way to complete repair but about four years ago we had to short-sell our house, which was in my partner's name as were most of our credit cards, etc. so her credit, which was perfect before, is now destroyed. We made a conscious choice to repair mine first since it was less damaged.We can't afford for both of our credit standings to be ruined or for the work we've done to repair mine to be lost, but we really want our relationship legally recognized and moved back to Washington just over a year ago to make that happen. We have wills, etc., but the issue of debt is very confusing and has left us wary of making a legal commitment we've waited years to make real. Help?