The couple do not have any combined accounts or debts and will not have in the future. The debt is mainly credit card and medical expenses, debt that again had nothing to do with the other person who has good credit. The person with the good credit is a homeowner but has limited assets. The person with the bad credit owns nothing but a used vehicle and is living on social security.
Debt Collection Attorney
You generally are not liable for the debt's of your spouse. However careful planning is required to insure that your assets and that of your spouse are not intermingled in a manner which would open your assets to be seized. For example, if you and your spouse maintain a joint checking account then your spouse's creditor could attempt to levy on the joint checking account. The better approach would be to attempt to settle the debts or, possibly, for the indebted spouse to file banruptcy prior to the marriage. You may want to seek legal advice to obtain exact information.
The answer given is for informational purposes only and does not constitute legal advice. Dwight Bowen is a bankruptcy and consumer attorney and may be contacted at (404) 880-3310.