You can always file or apply for a student loan however you may be denied due to your negative credit score and report caused by a filed bankruptcy.The filing of any bankruptcy will negatively affect your credit score. A Chapter 7 bankruptcy remains on your credit report for 10 years but during that 10 year period there are may ways to rebuild your credit (secured credit cards and "bankruptcy-friendly" lenders). If you intend to file for student loan shortly after your bankruptcy has been discharged, your best bet is to have a credit-worthy individual co-sign the loan with you. In this regard, you can start to rebuild your credit in place of being denied a loan due to your poor credit rating.
