I am seeking to find out if there is a monthly, minimum amount, referenced by GA statute or case precedent as a percentage or dollar amount, which a patient may pay on a medical debt in order to avoid collections. Or, if such a lesser amount may only be subject to negotiation and agreement by both the care-giver and the patient.
Consumer Protection Attorney
It is a common misconception that making small monthly payments can keep a creditor from referring a case to collection (or from filing suit).
Payment terms are a matter of negotiation between the parties. So they may strike a deal with you, but no law requires them to.
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