my dog got loose went to neighbors yard was bitting a person s pants leg causing some bite marks on foot area my dog went to pound for 14 days I don't have any kind of insurance?received letter from lawyer about he hospital injuries what do I do now?
Generally, if the person who was hurt did not trespass, provoke the dog, or commit a tort (legal wrongdoing) then you are responsible for the person's injuries. If you do not have homeowner's insurance, rental insurance, or any other kind of insurance that could cover the actions of your dog then you may be personally responsible for paying for your neighbor's injuries. Now, it is important for you to understand Connecticut dog bite law so that you can decide how to proceed. I am attaching a link to the Connecticut Judicial Branch's page on this subject. There is lots of good information there that might help you.
As the dog owner you will be responsible for the injuries and damages that your dog caused. You should probably consult with an attorney in your area to get some guidance and be prepared to defend the claims of the person your dog bit if you can't otherwise settle the matter. Use the Find a Lawyer tab on Avvo to find a local attorney to discuss the situation with.
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Just because you are the dog's owner doesn't mean that you are responsible for the injury. That could depend on many circumstances such as whether the dog was antagonized. There is also a requirement in many states that the victim demonstrate that you had notice of a vicious propensity. The old adage "every dog gets one free bite." If you have no insurance, I wouldn't necessarily contact the plaintiff's attorney. He or she may try to elicit information from you to hurt potential defenses. If you do contact them, you should convey nothing more than the mere fact that you don't have insurance. You may want to go through the trouble of hiring an attorney. They may be able to explore whether there is insurance coverage that you are unaware of, or they can contact the other side to discourage litigation. However, I would not just cave in.
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