IL state law regarding payday loans and debt collection, will filing for bankruptcy stop collection process

Payday Loan debt is like any other as far as the bankruptcy system is concerned. That is, it represents an unsecured obligation that will be eliminated (in the case of a Chapter 7 liquidation) or paid down at a vastly reduced rate (in the case of Chapter 13 reorganization). In short, it you choose to file then this payday loan will cease to be an issue.

Jackie, don't ever give anyone on the phone your debit card number. Realize that payday loans probably already have your bank account information, so you will have to close that account if you don't want a deduction to hit. Or you can notify your bank in writing "do not accept ACH requests from...."
You can't file Chapter 13 unless you have sufficient regular income to pay your regular living expenses, and some left over for a Chapter 13 payment to your creditors. Payday loans don't even bother filing claims in Chapter 13 cases, and aren't usually listed on your credit report, so unless you are working full time and have a lot of other debt, Chapter 13 is not an answer. Chapter 7 may be available to you if you have a lot of other debt. Best advice: get working and pay them, usually payday loans are small.
This answer is not legal advice on your particular situation: it is general advice that does not create an attorney client relationship.

Chapter 7 may be an option, and Chapter 13 may be an option. Payday lenders are normally the prey, not the predator, in bankruptcy court!

Do *not* give out your credit card number to anyone if you aren't 100% certain who it is.

I strongly recommend speaking with a local bankruptcy attorney.