If you are in financial hardship and you owe on a student loan, can they take all of your income tax check refund?
Asked in Davie, FL - about 4 years
I have a student loan that is in default but I can not pay due to financial hardship. I am a single mom with no support from kids father. Can the student loan people take all of my income tax refund? I thought if you were in financial hardship they could not. They are also trying to garnish my wages but I can not afford this. I need to support my children. I have 4 children and one is disabled. Any information would be great. Thank you
Attorney Answers (1)
Donald Erich Lowrey
Las Vegas Tax Lawyer
No lawyers have agreed with this answer yet
Helpful Votes
This number indicates those (non-lawyer) users who found this answer to be helpful.
Best Answer
This answer was chosen by the asker.
What you will want to do is to obtain a hardship deferral, and have the deferal reported so as to remove or modify your account from FMS. An example, is an Economic Hardship Deferment Request submitted to the Federal Family Education Loan Program.
There may be some good news for you. The same FMS debt collection system works for you to collect back child support obligations. You should follow up with your local Family Court/DA office to make sure that unpaid child report is being reported to FMS. By doing so, you can put the IRS to work for you. Your ex-husband's tax refunds will be taken to pay his FMS debt and should eventually be paid to you.
Good luck.
Related Questions
-
Asked in Ashburn, VA - almost 2 years ago
Received 3 answers
-
Asked in Ashburn, VA - about 1 year ago
Received 2 answers
-
Asked in Ashburn, VA - over 2 years ago
Received 3 answers
Not what you're looking for?
Find more Debt Collection legal Q&A's
Or ask your own question to get more personalized answers.
Ask a Lawyer